What is an Umbrella Policy, and Do You Need It?

Posted on Wednesday, October 02, 2013

If you own a car, a home, a business, or a farm, you are at risk for a catastrophic accident and lawsuit. Unfortunately, the truth is, catastrophic accidents do happen. If you do not have an umbrella policy your financial assets and future earnings could be at risk.

Standard home, auto, commercial and farm policies provide primary liability coverage. However, in catastrophic situations this primary liability coverage may not be enough. An umbrella policy is a low cost option to substantially increase your overall liability coverage beyond the primary liability limits you currently have.

For more detailed information Click Here.

To read about examples of real-life tragedies Click Here.


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